Recent Water Damage Posts
Commercial Flood Insurance: 3 Important Facts To Know
Commercial Flood Insurance
Flooding may spring from a multitude of causes, including structural malfunctions (pipes bursting, waterlines leaking, etc.), storm surges, overflow of existing water bodies and more. According to the Natural Resources Defense Council, Inc, climate change has exacerbated weather conditions around the globe. Floods, which are common and potentially devastating natural disaster events in the U.S., are projected to increase in both frequency and severity as sea levels continue to rise and storms worsen. With this, there will be a correlating spike in the need for the services of a professional cleanup and restoration service in North Clay County - Orange Park, Fl, and other expert contractors. It is therefore important to consider commercial insurance, specifically flood insurance.
1. Flood Coverage Is Usually Not Included in Property Insurance
Many individuals fail to realize that most standard commercial property policies do not include commercial flood insurance. This means damage from flooding (water damage) is not covered.
2. If a Business Meets Certain Criteria, Flood Coverage Is Required
Businesses must have it if they are located in a high-risk flood area and possess a mortgage courtesy of a federally regulated lender. An insured lender may also force them to buy coverage. To find out if a building resides in a high-risk flood area, the owner can look at the FEMA flood maps through the organization's Flood Map Service Center online portal. Letters denote the hazard level, with high-risk zones starting with either "A" or "V," where "V" signals coastal areas.
3. Flood Coverage Is Available From the Government or Private Insurers
Some private companies offer commercial flood policies. The NFIP is another potential source of coverage. Managed by FEMA, it was established by Congress in 1968 and offers insurance to business owners among others. This coverage must be obtained through a professional insurer — a business owner cannot simply purchase it from the government.
With the growing weather and climate change threats on the horizon, proper commercial coverage is more important than ever. All structures are vulnerable to the ravages of flooding. Having flood insurance is a vital precautionary measure.
Proper Equipment Makes A Difference
Many times when a customer experiences water damage it can be hard to tell how bad the damage is just by looking around at the property. There can be underlying damage that is not visible to the eyes and this is where moisture meters come in to play. A restoration moisture meter or sensor measures the amount of moisture in an environment and in certain materials. Drywall, flooring and other structural components can be measured to assess the damage they may have incurred as well. These meters are very useful to put a number on the level of damage a property may have incurred.
There are a few different types of meters that all have a different pros and cons. Some jobs will only require the use of one but others will require more.
- Non-Penetrating Meters: These are one of the easiest meters to use and are a popular choice because they pose no risk of causing any damage to the flooring or structure. These have two flat sensors usually located at the bottom of the device and compare the amount of moisture located between them. They are best for quickly comparing levels between affected and unaffected areas.
- Penetrating Meters: These meters have a series of prongs that will penetrate the surface of a structure to take the moisture reading. These readings are much more accurate and are great for finding any trapped moisture on a site.
- Hydrosensors: These meters are a type of penetrating meters that are great for seeing how far moisture has traveled from the surface of the structure. These work best for carpet or carpet padding but do not work with drywall.
- Thermo-Hygrometers: mage restoration projects as they give you a good understanding of how big or small the job will be. Also it gives you readings to bring back to the customer and discuss the work that will need to be done in more detail.
- Thermo-hygrometers measure temperature and relative humidity, which both will affect how drying equipment will function. These essentially test whether or not an environment can be efficiently dried with the tools that are at the teams disposal. The measurements these put out are helpful in determining if your dehumidifier is working properly.
These tools are very essential in water damage restoration and require training and knowledge to understand how they each work to reach drying goals in materials such as wood and drywall. Call us at 904-861-8870 if you think you need a moisture test.
Cracking a water damage case
Cracked toilet bowl
When SERVPRO of North Clay County/Oakleaf/North Middleburg receives a call about a water damage one of the first things we do is attempt to find the source of the damage if the homeowner is unsure where it is coming from.
This particular case was a very easy find. Our office received a call about a water damage in our local area and we sent a team out to assess the damage and begin to work on fixing the issue.
When we arrived we noticed that the toilet bowl in the second bathroom had a huge crack and water had gone into most of the house.
Over the course of a few days, our crew was able to remove the flooring in the effected area along with some of the kitchen cabinets and began the drying process.
If you have a similar situation, feel free to give us a call at 904-861-8870.
Six Reasons Why Your Roof Is Leaking
It happens to everyone at some point in time: You notice a dark stain on the ceiling or streaks on your walls. Or even worse, you see droplets or a stream of water flowing from these areas. Your roof is leaking!
Leaks seems to come from out of the blue, for no good reason at all. Even on newly installed roofs or relatively young ones, leaks can happen. There are several reasons and factors that should be considered:
- Compromised shingles
It may be due to poor installation and workmanship, faulty materials or it may have been mother nature with a wind or hail storm: Once shingles that have blown off, fallen off or out of place due to improper installation the integrity of your roof system has been compromised and this can cause leaks. Many times, this can be spotted from the ground, however on some roofs a professional may be required to inspect.
- Compromised Valleys
The roof valley (The “V” created where two sloping roofs meet) could have been punctured. Either the valley metal (open valley) or shingles (closed valley) could have been damaged either accidently by other personnel or roofers stepping in them or if maintenance is neglected, buildup of debris could cause water buildup and leaks.
- Poor installation or materials
One of the most common causes for leaks is poor workmanship. If an unexperienced roofing contractor did not install the materials properly, leaks almost always occur. Leaks caused by improper installation can include the roof membrane, roof flashing, roof vents or chimney, although these can be punctured by various things. The most common problem with these areas are poor installation of materials.
- Punctured roof or obstructed water flow
Falling limbs or trees, hail or other objects can cause major damage to a roof. After a storm, it is highly recommended to have an inspection as soon as possible if signs of a leak are present. Even if the roof was not punctured, debris could block water flow causing pooling which can seep into your home and cause damage, including leaks. Keep the gutters clean and the entire roof free of debris to prevent damage.
- Improper Room Ventilation
Improper ventilation in rooms where high moisture is generated (like bathrooms, kitchens, sunrooms) can cause moisture to build up and cause serious damage over time. Be sure these rooms are ventilated properly to avoid problems.
- The roof is just too old
Roofs don’t last forever: Once the materials in your roof age beyond their life expectancy they begin to break down, compromising the integrity of your roof.
If you have a leak, let us take a peek.
Call SERVPRO of North Clay County/Oakleaf/North Middleburg at 904-861-8870 to have our team assist with your water damage.
The Dark Water Rises
Flooding is an overflowing of water onto land that is normally dry. Floods can happen during heavy rains, when the snow melts too fast, or when rivers overflow. Flooding may happen with only a few inches of water, or it may cover a house to the rooftop. Floods are the most common and widespread of all weather-related natural disasters.
How Does Rain Water Enter a Home?
Rainwater can seep into your home from cracks in your foundation – large or small, windows that are not sealed correctly and landscaping that is sloped toward the home.
Make sure all your concrete – driveways, sidewalks, patios and walkways slope either away from the house or into a drain. Check to make sure that rain gutters are clean and working properly to carry rainwater away from your home. It is important that downspouts drain at least 10 feet from the foundation of your house. Clogged gutters can also lead to water spilling over the top and that water can end up directly on the foundation of your house.
Keeping an eye on your home inside and out can help with noticing potential problems and could save you thousands in water damage remediation.
Flood Damage Can Be Fixed
It is important to recognize the signs of flooding so that the water can be extracted and any further damage can be prevented. Rainwater flooding that is not taken care of quickly and efficiently can cause black mold (this can form within two days after flooding occurs), furniture damage (moisture seeps into the furniture, which provides an ideal habitat for mildew, mold and fungi), and damage to the ceiling tiles, drywall, and flooring.
If you have any questions, feel free to give our office a call and SERVPRO of North Clay County/Oakleaf/Middleburg will assist you in getting your home back to a point where it is "Like it never even happened."
Hard Water hurts
What Is Hard Water?
Very simply put, hard water is water that contains a high concentration of certain minerals, namely calcium and magnesium. While hard water is safe for human consumption, it can leave unsightly, hard-to-clean spots on your fixtures. Even worse, over time hard water can leave deposits that can damage your pipes.
How Does Hard Water Damage My Pipes?
Mineral deposits from hard water, also known as scale deposits, are often responsible for clogging pipes. When hard water is heated, a certain amount of water evaporates, causing the minerals suspended in it to precipitate. This solidified scale (or limescale) can then accumulate inside your pipes, water heater, washing machine and dishwasher.
These accumulations can cause major troubles all throughout your plumbing system, from low water pressure to the failure of certain appliances. What’s more, some types of plumbing are more susceptible to hard water clogging than others. While copper, PVC and PEX pipes are more resistant to hard water buildup and corrosion, they can still get clogged or completely blocked by scale deposits.
What Are the Best Hard Water Solutions?
When it comes to preventing hard water damage, you have two main options: installing a water softener or a reverse osmosis water treatment system.
A water softener is a tank situated between your water source (e.g., your municipal water supply's main line) and the internal plumbing that services your home. Inside this tank is an inorganic softening medium — a resin or crystalline substance — suspended in a saltwater solution. As water filters through the softener, the hard minerals in it literally swap places (on the molecular level) with the sodium in the medium itself via a process known as ion exchange. The result is that these minerals are effectively removed from the water before it reaches your appliances and faucets.
In the reverse osmosis process, impurities are stripped from your water through a semipermeable membrane. This microscopic filter catches all manner of substances and not just "hard" minerals. In fact, the pitcher in your refrigerator may very well use this same technology to supply your family with clean, refreshing drinking water. Reverse osmosis systems are typically more expensive than water softeners.
Need help for Water Damage Situations in Your Home
When you need help, call us! We are trained to help you in these situations.
Water can be damaging. It can permeate through solid materials like concrete or cinder blocks if given enough time and makes its way into any crack or crevice found on your property. It is thoughtless, unconcerned, or impartial to whether it does damage to your home. SERVPRO can help with water damage situations.
How a professional can help
A professional water damage restoration specialist in Orange Park, Florida can help you fight back against water issues plaguing your home. With a variety of tools, experience, and training a quality technician can make the most of what your insurance company provides and work hard to produce the results you deserve. There is no reason for you to take problems like this on alone, in fact, it is likely better that you seek help from the start.
Types of water damage situations
SERVPRO of North Clay County/Oakleaf/North Middleburg has technicians that respond to a variety of water intrusion situations, providing customers with a solution to each one in detail. During the winter months, you may have problems with frozen or broken pipes. When a pipe bursts, you can easily find your home filled with over 6-inches of water within minutes.
SERVPRO also responds to a variety of issues concerning washing machines or dishwashers. A malfunctioning appliance can flood your home within minutes, leaving little time to react. Causing serious damage to your flooring, furniture, and belongings, or even leading to additional hazards that make it hard to recover.
Water damage restoration at a glance
It takes industrial-grade water extraction equipment and infrared moisture detectors to get water out of every nook and cranny; it is just not enough to mop up and move on. Cleaning, deodorization, and sanitation technicians with the proper IICRC certification provide you with your best opportunity for recovery.
All you have to do is contact SERVPRO of North Clay County/Oakleaf/North Middleburg located in Orange Park, Florida to receive professional quality help for all your water damage needs. We can help you recover from most of the problems that occur in your home, so call today (904) 861-8870. We are available 24 hours a day to assist you.
Knowing, Understanding & Who Can Help
Faster to YOUR disaster
SERVPRO is here to help make sure your disaster seems "Like it never even happened."
Damage That Can Be Done..
No one likes to think about the possible ails of a disaster attacking your property. SERVPRO wants to help you become more knowledgeable. Understanding the extent of potential damage is key to taking the right steps in getting your property back to pre-damage condition! SERVPRO of North Clay County/Oakleaf/North Middleburg is here to help. Handling the west side of Orange Park as well, we are here to help when you need us!
Water Damage Timeline
- Water quickly spreads throughout your property, saturating everything in its path.
- Water is absorbed into walls, floors, upholstery, and belongings.
- Furniture finishes may bleed, causing permanent staining on carpets.
- Photographs, books, and other paper goods start to swell and warp.
Hours 1 - 24:
- Drywall begins to swell and break down.
- Metal surfaces begin to tarnish.
- Furniture begins to swell and crack.
- Dyes and inks from cloth and paper goods spread and stain.
- A musty odor appears.
48 Hours to 1 Week:
- Mold and mildew may grow and spread.
- Doors, windows, and studs swell and warp.
- Metal begins to rust and corrode.
- Furniture warps and shows signs of mold.
- Paint begins to blister.
- Wood flooring swells and warps.
- Serious biohazard contamination is possible.
More Than 1 Week:
- Restoration time and cost increase dramatically; replacing contaminated materials and structural rebuilding may be extensive.
- Structural safety, mold growth, and biohazard contaminants pose serious risks to occupants.